This is not a commitment to lend. Not all borrowers will qualify. This is for illustrative purposes only and estimates are based on information you provided. Interest rates, mortgage insurance rates, and programs are subject to credit approval and available rates and terms will vary, sometimes drastically, based on borrower eligibility and program selected. For accurate interest rates and mortgage insurance rates please contact your sales consultant. For illustrative purposes FHA/VA and USDA loan amounts will include an estimate for the financed upfront MI amount.
This is not a commitment to lend money of any kind. This calculator is for illustrative purposes and estimates are based on a generic calculation with regard to the information you provided. Automotive interest rates are subject to approval. Available rates and terms will vary, sometimes drastically, based on individual borrower eligibility and program selected. For accurate automotive costs please contact your nearest retailer.
This is not a commitment to extend insurance of any kind or to lend money of any kind. This calculator is for illustrative purposes and estimates are based on a generic calculation with regard to the information you provided. Insurance rates, interest rates, mortgage rates, and insurance programs are subject to approval. Available rates and terms will vary, sometimes drastically, based on individual borrower eligibility and program selected. For accurate insurance costs please contact your insurance provider.
Interest rates and APRs are based on current market rates, are for informational purposes only, are subject
to change without notice and may be subject to pricing add-ons related to property type, loan amount,
loan-to-value, credit score and other variables - call for details. This is not a credit decision or a
commitment to lend. Mortgage insurance may be required. If mortgage insurance is required, the mortgage
insurance premium could increase the APR and the monthly mortgage payment. Additional loan programs may be
available. APR (annual percentage rate) reflects the effective cost of your loan on a yearly basis, taking
into account such items as interest, most closing costs, discount points (also referred to as "points"), and
loan-origination fees. One point is 1% of the mortgage amount (e.g., $1,000 on a $100,000 loan). Your
monthly payment is not based on APR, but instead on the interest rate on your Note. Adjustable Rate Mortgage
(ARM) rates assume no increase in the financial index after the initial fixed period. ARM rates and monthly
payments are subject to increase after the fixed period.
Rates and APRs also assume owner occupied Single family residences with an 80 loan-to-value (20% Down
payment). Discount point have varied and can be found on www.freddiemac.com. These mortgage averages are
for loans in 1st Lien Position. The historical Freddie Mac PMMS® data is provided "as is," with no
warranties of any kind, express or implied, including, but not limited to, warranties of accuracy or implied
warranties of merchantability or fitness for a particular purpose. Use of the data is at the user's sole
risk. In no event will the advertiser on this app or Freddie Mac be liable for any damages arising out of or
related to the data, including, but not limited to direct, indirect, incidental, special, consequential, or
punitive damages, whether under a contract, tort, or any other theory of liability, even if Freddie Mac is
aware of the possibility of such damages.
Being a self employed farmer for 20 years, followed now by 20 years as a Farm Bureau Agent, Jim understands how to help individuals and families evaluate their insurance needs. As your “risk advisor”, he can customize plans and educateclients about their everyday risk.
Jim is a graduate of Purdue University and has earned his LUTCF insurance credentials. He has qualified for multiple company awards over his 20 year career, most recently, Jim was recognized as Registered Representative of the month and Premiere Agent for 2017. He has served as president, vice president, and secretary of the Columbus Area Association of Insurance and Financial advisors.
Jim and his wife of 40 years, Diane, live near Hope and have two adult married daughters, Emily and Mary. They have been blessed with four grandchildren! Jim has been active in his community through the Kiwanis Club of Columbus and Hope and is a member of the Hope Moravian Church where he has served on various boards. Jim enjoys spending time with his grandkids, gardening, farming, and traveling in his spare time.
You are going to a 3rd party website and there is NO WARRANTY, expressed or implied, for the accuracy of this information or its applicability to your financial situation. Please consult your sales consultant.